Jeannine W.

Jim Black and his team were such a pleasure to work with! I am a single, working parent and was daunted to make my dream of homeownership a reality in this market. During my home search, I had gotten quotes from many brokers and banks near and far, and Jim worked really hard to find me a far more competitive offer, and to the time to make it an understandable, transparent process. He and his team also facilitated the real estate transaction and went above and beyond to see it through. I am so grateful to have the privilege to work with such an efficient, professional, and friendly team that really helped me every step of the way. If you want someone in your corner who knows this community, is dedicated to their clients, I couldn't recommend them more. Thank you to All Cal Financial for all the work you have put into making my home purchase a reality.


We highly recommend Jim Black and his team to anyone in need of a home loan! Jim's expert knowledge and lender relationships made an extremely quick turnaround from the beginning to the close of escrow (basically 30 days). Other lenders need 45-60 days. Jim and his team secured a low-interest rate and were always available to answer our questions and concerns during the process. They assisted us every step of the way. We have never worked with a team as efficient as his. If you are in need of a home loan for a purchase or refinance you must contact Jim at All Cal Financial. We really felt he looked after our best interest and was caring and concerned to make sure to find the right lender for us and close on time.

Stephanie F.

Jim Black and his team at All Cal Financial are simply the best. They were with us every step of the way through our home-buying process and were always available to answer questions. Thanks to them we have a low interest rate mortgage and are in our dream home! As first-time homebuyers, this was a daunting experience. All Cal kept us supported and informed and we truly appreciate their efforts. Highly recommend All Cal Financial for anyone seeking a mortgage or refinance- they earn your trust and business!


Jim and his team are amazing. It doesn't get any better than them. They helped us finance a home with challenges, then proactivity reached out when the time was right for a refinance. The refinance is now saving us thousands annually and is something we would have missed had his team not reached out.

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C2 Financial help families create wealth by putting the power back in the hands of homeowners. Their team of wealth and real estate experts provides tailored solutions to maximize profits and find dream homes, ensuring a seamless experience for all clients.

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